Stolen Identity Blocks New Job
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Original Title: Stolen Identity Blocks New Job
Nineteen-year-old Melissa Goza couldn't figure out why her credit card applications were rejected time and time again. It only became clear when she was turned down for a new job: she's a victim of identity theft.
"I found out three different people are using my Social Security number," Goza said. She discovered the fraud after applying for a cashier job at a new Target store.
Target is among a growing number of employers using credit reports or background checks in the hiring process. At least one credit bureau reported a "high risk fraud alert" linked to Goza's Social Security number. Target, as required by law, told Goza why her employment application had been rejected.
Sacramento attorney Jennifer Shaw specializes in workplace law and says credit reports are just one more way employers try to weed out unreliable or dishonest job applicants. "I think we need to be aware that with the way society is right now, there's more information out there. And that means, unfortunately, there's more information that can be used against us," said Shaw.
Melissa Goza's dark cloud may, however, have a silver lining. Target told her she'd be reconsidered for the job after presenting a letter from the Social Security Administration verifying her identity.
Now that Goza knows she's an identity theft victim, she will order copies of her credit reports to make corrections. The three major credit bureaus are required by federal law to make their reports available at no cost to consumers once a year through a central website..
(This story was provided by News10 KXTV Sacramento.)